Okay, remiss of me.
If you have loans through a Bank (particularly large overdrafts) then I suggest you read the fine print.
You are in default if the Bank ‘revalues’ your security and the original agreed lending ratio has been breached.
Assets (all assets) are going to suffer the Minsky Effect.
Real estate will be hit, we missed the arrow in 2008 but the marksman does not miss twice. Values will plummet.
When this happens the Banks like to re-value securities, as a default loan raises more revenue.
Then they will demand more security, or suggest your overdraft is reduced rather quickly.
They will not give a flying fuck on relationships, they never have, it is all about money and corresponding valuations on security.
Be warned – be aware.